Computed decision comparison
Heat pump vs furnace cost
The modeled upfront totals are $11,441 for Heat pump and $7,151 for Furnace, a difference of $4,291.
This compares one default heat-pump system with one default furnace replacement. Duct, electrical, backup heat, and cooling scope can differ.
Side-by-side upfront cost
| Measure | Heat pump | Furnace |
|---|---|---|
| Materials | $7,261 | $4,164 |
| Labor | $3,580 | $2,506 |
| Permits | $350 | $300 |
| Disposal | $250 | $180 |
| Planning range | $8,581–$15,446 | $5,363–$9,653 |
| Typical upfront total | $11,441 | $7,151 |
Heat pump derivation: One-system heat-pump default. Furnace derivation: One-system furnace default.
Upfront, 10-year, and 20-year totals
| Horizon | Heat pump | Furnace |
|---|---|---|
| Upfront | $11,441 | $7,151 |
| 10 years | Not modeled: no sourced lifespan | Not modeled: no sourced lifespan |
| 20 years | Not modeled: no sourced lifespan | Not modeled: no sourced lifespan |
When each model aligns with the decision
| Decision priority | Model comparison | Aligned option |
|---|---|---|
| Lower modeled upfront total | Difference $4,291 | Furnace |
| Lower labor share | 31.3% vs 35.0% | Heat pump |
| Narrower published range | 1.80× vs 1.80× | Heat pump |
This table compares model properties; it does not recommend a material, system, repair, or replacement.
Open the underlying calculators
Comparison questions
Which option has the lower modeled upfront cost?
Furnace is lower in the current static default by $4,291. This compares model records, not contractor proposals.
Are 10-year and 20-year replacement costs included?
No sourced lifespan field exists in the shared baseline store, so the site does not invent replacement cycles. Those horizon cells remain explicitly not modeled.
Do both options use the same source system?
Yes. Both are computed from the current baseline store and index snapshots. Any proxy, quantity normalization, or retained legacy factor is disclosed beside the option.